Why Alloy

Alloy Financial Services caters to entrepreneurs and small business owners who bear an outsized share of financial responsibility for their families and employees.

Stressed business owner

We recognize that a comprehensive approach to your finances requires expertise in diverse areas not typically combined in financial planning firms – managerial accounting, business taxation, succession planning, investment management, design and reporting of company-provided retirement solutions (SEP, SIMPLE, 401(k) plans), and risk mitigation.

We can tie up the loose ends of all the miscellaneous financial hats you wear to help you accomplish your goals and de-stress.

Per a study by Lincoln Financial Group, business owners are nearly two times more likely to say the severity of their financial stress is significant versus those who do not own a business, and business owners are 3X more likely to say finances are their biggest source of stress over work/career or personal relationships.

Happy couple

Small business owners are more concerned about finances than non-business owners:

  • 65% of business owners are concerned about having enough income in retirement (vs. 48% of other non-business owner respondents)
  • 56% are concerned about the impact of taxes on retirement savings/investments (vs. 38%)
  • 54% are concerned about paying for long-term care expenses for themselves or a family member (vs. 42%)
  • 40% are concerned about paying for a child’s schooling/college (vs. 26%)

Source: Lincoln Financial, Consumer Sentiment Tracker, 1Q 2023

Having been a business owner for years and perhaps raised in a family of entrepreneurs, you have simply assumed this financial stress is the water in which we all swim. You are likely surprised at the non-business owners’ lack of concern for retirement, taxes, long-term care, and college.

Alloy Financial Services understands the small business world completely and can empathize and advise. Allow us to collaborate with you in gaining the perspective you need to see your goals accomplished and sleep better.

Services

 

Investment Advisory

Your portfolio is one piece of a comprehensive financial plan that is unique to your situation. That being the case, we don’t believe a one-size-fits all portfolio or even a short...

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Tax Planning

As our founder is an actively-practicing CPA, we offer you robust, long-term tax planning that incorporates more than just a tax-efficient investment and distribution strategy...

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Financial Planning

Whether it’s owning your own home, funding your children’s education, or creating a stress-free retirement, a financial plan is considered vital in working towards your goals. We use a consultative approach to create a financial plan that aims to meet your objectives.
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Meet Your Advisor

We can tie up the loose ends of all the miscellaneous financial hats you wear to help you accomplish your goals and de-stress.

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